How Long Can Negative Information Stayed On My Credit Report?
Most negative credit information can be kept on your consumer credit report for seven years. Bankruptcy information can be kept on your consumer credit report for 10 years. Criminal convictions can stay on a consumer credit report indefinitely. If you apply for credit that is more than $150,000, or life insurance for at least that much, then the credit application (or insurance application) information can be reported to the credit bureau and it can stay on your credit record indefinitely. Lawsuit information or unpaid judgment information can stay on your credit report for seven years.
