How long before the credit bureaus will remove negative items from my credit reports?
There is no definite answer, as the time varies depending on the initial credit status of each customer. Using All Legal Credit eliminates the time invested in learning credit laws and drafting correspondence for the paper chase with the credit bureaus. It frees you from crafting carefully worded correspondence and following each dispute. On average it takes between 2 to 8 months. However, we will monitor your credit for 12 months, with no additional charges! Unfortunately, there are no short cuts if you dispute your credit profile legally. • Q: How long does negative information remain on my report? A: Credit bureaus report credit information for a period of seven (7) years. Some states have special provisions for collections and paid liens. Chapter 7 and Chapter 11 bankruptcies are each reported for 10 years, and chapter 13 bankruptcy is reported for 10 years, both measured from the date of the filing. • Q: Does paying off my delinquent accounts improve my credit? A: You would think
