How long before direct deposit starts?
If you are a new retiree and have submitted your retirement application (and your direct deposit form) to VRS at least three months before retirement, direct deposit begins with your first retirement payment. Otherwise, it takes 45 to 60 days from the date VRS receives your direct deposit form. You receive your check through the mail until direct deposit begins. If you have already retired, direct deposit usually begins with the second payment after VRS receives your completed direct deposit form. For example, if you send VRS a completed direct deposit form on August 10, your October 1 payment will be deposited directly into your account.