How long are benefits covered under COBRA, and when do I have to start paying?
COBRA continuation coverage provides 18 months of medical, vision, prescription drug, and dental care benefits for RNs whose coverage ends due to a reduction in hours or termination of employment. An RN’s spouse and dependents who lose eligibility can receive COBRA for up to 36 months. Former full-time students also are eligible for 36 months of COBRA continuation coverage. Life insurance and disability insurance are not included. You can choose COBRA for yourself, your spouse, and/or your eligible dependents. Your initial premium must be received within 45 days of the date you elect COBRA, and be paid on a timely, monthly basis thereafter. For more information about COBRA, click here.