How long after my bankruptcy is discharged should I wait to start rebuilding my credit?
BK lasts on your credit report for 10 years. So, if you want to start building credit, there are a few options for you. Option one: Start building corporate credit. Go to the credit boards for more information on how to build corporate credit. The link is http://creditboards.com/forums/index.php?s=0e77584e6ada5615c74232762c8b074d&showforum=27 Option two: get a second credit file. By changing your name, and using a different address than you have ever used before, in some cases you will be able to establish a new credit file. You can change your first name to your middle name as long as you have never used it before and the first 3 letters are not the same. you are entitle to change your name based on your birth certificate. You have two parents and you ahve the right to chose which name to use. Option three: Open a CD account and deposit a minimum of $1,000. Wait two months then go back to the bank and ask for a $1,000 loan using your CD as collateral. Make the payments on time each mo
