How is vehicle property damage calculated and can it be negotiated?
Connecticut is a two-source state. Property damage adjusters are entitled to take the difference between the NADA book value and a market survey in determining vehicle property damage. Adjusters can take appropriate offsets for high mileage and prior damage. In some cases, claims can be negotiated based upon recent mechanical work done to the car or special customized parts that may be under-valued by an appraisal.
