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How is this E-Monies NEFT System an improvement over the existing RBI-EFT System?

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How is this E-Monies NEFT System an improvement over the existing RBI-EFT System?

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The RBI-EFT system is confined to the 15 centres where RBI is providing the facility, where as there is no such restriction in E-Monies NEFT as it is based on the centralised concept.

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