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How is this different from making a call on my mobile phone or using PhoneBanking?

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How is this different from making a call on my mobile phone or using PhoneBanking?

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• You are not required to dial a number, you send a text message i.e. a coded message to 5676712 • HDFC Bank does not charge anything for this service and there is no airtime involved. However, the Cellular Service Provider may levy a nominal charge for the SMS facility. • In MobileBanking, you actually see your banking transactions on your mobile phone screen as opposed to hearing a message through the phone.

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