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How is the solution for joint accounts (meaning more than one person is allowed to make transaction)?

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How is the solution for joint accounts (meaning more than one person is allowed to make transaction)?

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A single instance of 2FA mobile application is linked to the credentials which were used when obtaining the application and the activation code for it. If several persons with different credentials are allowed to do transactions, then each of them will have an instance of 2FA application in their phones, linked to their credentials.

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