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How is the overall Autograph discount calculated?

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How is the overall Autograph discount calculated?

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A3. The Autograph discount is made up of three factors: the “Usage Discount”–which is based upon when and how much you drive, the “Safe Driving Discount”–which is based on the percentage of your driving time you spend above 120 kph, and the “Data Sharing Discount”–which rewards customers for sharing their data with us. The overall Autograph discount cannot fall below 5%, and can be as much as 25%.

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