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How is the option to pay over time on my Charge Card different from a credit card?

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How is the option to pay over time on my Charge Card different from a credit card?

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When you carry a balance, most credit cards impose interest charges on each new purchase. But when you pay over time with your Charge Card, interest charges only apply to the charges you choose to pay later – not to the entire statement. This means that you will not pay interest charges on charges you pay in full.

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