How is the HRA administered?
When you go to a medical care provider, the provider sends a claim to your health plan. The Trust will first determine if the claim is payable from your HRA. If it is, the claim will automatically be sent to the HRA for payment. At this point, if you have adequate money in your fund, your LiveWell HRA will pay your doctor for your claim. If the HRA is used up, then the plan will pay its portion of the bill after the deductible is met.