How is the Automatic Money Manager different from other personal finance programs?
If you have used Quicken® or Microsoft® Money, ask yourself, are you any better off financially? Most people find they’re not. In spite of all that these programs do, they do not solve the fundamental problem that keeps most people from achieving their financial goals – managing their spending. Quicken and Money use the traditional after-the-fact approach, basically a month–end reconciliation of budget to actual spending. With these programs, money is assigned to spending categories only after it has already been spent. You can then run reports in order to see where your money went so you can try better “next time.” It’s a reactive approach to budgeting, which simply does not work.
