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How is the Arcot solution as secure as smart cards?

arcot cards Secure SMART solution
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How is the Arcot solution as secure as smart cards?

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Smart cards and Arcot solutions both provide two-factor authentication. Both approaches require the user to have possession of something (the smart card or the ArcotID) and to know something (their personal PIN). Arcot’s use of Cryptographic Camouflage protects the ArcotID from offline attack, making the card unusable without the PIN. In other words, the user always needs “something they have” plus “something they know” to ensure a successful login and signature using Arcot’s strong authentication.

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