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How is Supplemental Security Income (SSI) different from Social Security Disability Insurance (SSDI)?

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How is Supplemental Security Income (SSI) different from Social Security Disability Insurance (SSDI)?

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Social Security Disability Insurance (SSDI) is a program that is funded by your payroll taxes; it works like a kind of disability insurance program. If you have paid payroll taxes for the required numbers of quarters, you will have insured status and you will be entitled to coverage under the program if you meet the legal definition of disability. SSI is a program that does not require insured status but you must still be disabled to qualify. SSI benefits are more limited than SSDI benefits, normally, and they are not payable if an applicant has other household income beyond a threshold amount.

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