How is my U.Plan money invested?
Each year that you put money into the U.Plan program, MEFA purchases a portion of a tax-exempt bond in that amount. Your portion of the bond is called a Tuition Certificate. This is a safe investment in which your principal is not at risk. Bonds mature slowly over time, gathering interest at the rate of inflation. The U.Plan account is set up so that the bond will mature when it is time to use U.Plan savings to pay for college.