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How is my dependent covered if residing outside Maryland (i.e. students in out-of-state colleges)?

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How is my dependent covered if residing outside Maryland (i.e. students in out-of-state colleges)?

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A. Dependents included on your health plans and residing out of state are covered for emergency medical services regardless of where they live. In most cases, students have access to campus health services for routine medical needs for nominal fees. All non-emergency medical care is subject to the guidelines of your health plan. The Triple Choice plan would require coordination through your dependent’s PCP in order to be reimbursed at the in-network level. Care not coordinated through the PCP would be subject to the annual deductible of $200 and then reimbursed at 80 percent of the CareFirst BCBS allowed amount. Routine check-ups, etc. should be scheduled for a time when the student is not away at school in order to receive the highest level of benefits under the Triple Choice plan. Prescription plan coverage is generally available nationwide at participating pharmacies (Walmart, Eckerd, RiteAid, etc.).

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