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How is MobileBanking different from making a call on my mobile phone or using PhoneBanking?

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How is MobileBanking different from making a call on my mobile phone or using PhoneBanking?

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• You are not required to dial a number. • Simply use ngpay downloaded on your phone. • You are not required to go through an IVR system. Neither ngpay nor HDFC Bank charge for this service and you do not incur call charges. Your Cellular Service Provider may levy a nominal charge for the GPRS facility. On MobileBanking, you actually see your banking transactions on your mobile phone screen as opposed to hearing a message over the phone .

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