How is MBL different from the other life-insurance companies?
There are several “quote services” on the Internet which purport to provide price comparisons of the various life insurance plans available in the marketplace. Most of these services merely list the plans in order of their premium, or cost. Obviously, the least expensive plans appear at the top. Unfortunately (and all too frequently), prospects naively jump at the least expensive plan, apply for it only to find out months later that they can’t qualify for the rate “quoted.” Then, they are forced to decide between starting over with another company, or accepting a rate which is higher than they really need to be paying. If your health and/or lifestyle is such that you have no reasonable chance to qualify for “preferred-plus” or “preferred” rates, you’re best bet is to search for the best “standard” rate.