How is HEMIC different from other workers compensation insurance companies?
Hawaii Employers’ Mutual Insurance Company (HEMIC) is different in many ways that benefit the policyholder and the injured employee. * Hawaii Employers’ Mutual is Hawaii’s guaranteed provider. With few exceptions, any Hawaii employer that follows our safety recommendations and claim-handling procedures is eligible to be insured by HEMIC. HEMIC has multiple rating tiers and a Workers’ Compensation Safety Credit Plan. HEMIC offers competitive premiums tailored to your company’s business and loss experience every year – not just when things are going well. With HEMIC, the “feast or famine” workers’ compensation cycles are a thing of the past. * HEMIC welcomes all employers, large and small, new and established. We tailor our service to meet your needs. All employers have access to our quality loss prevention and safety programs, medical cost management procedures and fraud prevention services. * HEMIC writes only workers’ compensation insurance. We do not compromise our service, staff tra
