How is health care managed in AAFES?
REPLY: AAFES manages health care benefits and their costs through the Associate Total Compensation Committee (ATCC). The Committee reviews all pay and benefit changes for active and retired associates. Both the financial Management & Accounting Directorate (FA) and the Human Resources Directorate (HR) submit agenda items to this group. The Deputy Commander is the Committee Chairperson, and a voting member. Other voting members are the COO and Senior Vice Presidents (SVP) of FA and HR. The SVP, Management Information Systems Directorate (IS) is the “at large” member. The Office of the General Counsel (GC) advises the Committee as a non-voting member. Any change to the Department of Defense, Non-Appropriated Fund (DOD NAF) plan applies equally to active and retired participants. That is, we all have the same coverage levels depending on which plan applies to us based on zip code and whether or not the retiree is eligible for Medicare. Since retiree and active claims are “pooled,” the pre
