How is FirstCarolinaCare different from other HMO programs?
FirstCarolinaCare Insurance Company is a plan with options. It gives you the freedom to choose your provider each time you need care for a covered service. You can see any participating provider in the network at your in-network benefits. You may also choose to see a provider outside the FirstCarolinaCare network at your out-of-network benefits. FirstCarolinaCare works in partnership with local physicians for all our medical management. Also, FirstCarolinaCare Insurance Company has local physicians participating on our committees and as members of the FirstCarolinaCare Board.