How is BlueEdge different from a traditional health plan?
Most traditional plans pay a percentage of the charges for covered medical expenses only after the employee satisfies a plan deductible or copayment. With BlueEdge, the preventive care and wellness services are covered without first meeting the deductible. The employer may also set aside a specific amount of money for the employee each benefit year in an HCA. The HCA funds pay for other covered health care expenses that are also applied to your deductible. The employee pays the remaining deductible amount and then PPO benefits begin. Unused HCA funds roll over year to year, as long as the employee remains in the plan.
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- How is BlueEdge different from a traditional health plan?