How is average weekly wage determined if my salary/income fluctuates?
If you have been working for the same employer for more than a year, the employer must provide information to the insurance company to create what is known as a statement of wages. They collect information of the 52 weeks of income that pre-dated your injury. They divide this up into four (4), thirteen (13) week quarters, take the highest three quarters and then add them up, divide by three (3) which gives you an average quarterly wage. This then is divided by thirteen (13) to give an average weekly wage. Your workers compensation benefit is typically two-thirds (⅔) of that amount depending upon your level of income.