How is Automatic Bill Payment different from paying with direct debit?
With direct debit you provide merchants with your checking account number and authorize them to directly access and take money out of your checking account. With Automatic Bill Payment, you provide merchants with your credit card account number or your Check Card number. By using your Bank of America credit card or Check Card, you authorize merchants to charge your account at agreed-upon intervals. Similar to making purchases at retail stores, you receive the same protection from fraudulent usage. If an unauthorized charge appears on your statement, you aren’t liable as long as you notify us promptly.
