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How is an applicant classified?

April 26, 2017applicant Classified

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How is an applicant classified?

3 Answers

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A. The life insurance company uses factors such as personal medical history, family medical history, financial situation and sometimes avocation and occupation to place an applicant in a specific rate class.

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The life insurance company uses factors such as personal medical history, financial situation, smoker or non-smoker and occupation to place an applicant in a specific rate class.

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The life insurance company uses factors such as personal medical history, family medical history, financial situation, and sometimes avocation and occupation to place an applicant in a specific rate class.