How is a recurring disability handled?
If a claimant satisfies the qualifying period, returns to active work, becomes disabled again, and has remained insured under the policy, then the same period of disability may continue. The return to active work must be for less than six months if the later disability results from the same or related cause, or less than one day if the later disability results from a different cause. If the return to active work is more than those periods shown above, the claimant must satisfy the qualifying period again.
