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How is a mediator different from a HUD certified housing counselor?

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How is a mediator different from a HUD certified housing counselor?

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A HUD certified housing counselor, working with a non-profit agency, is an advisor to a homeowner who offers information and guidance about mortgage assistance programs, personal budgets, and options to work out the mortgage deficiency. The counselor can also negotiate on behalf of the owner with the lender or servicer to achieve a resolution. A mediator works with both parties in a discussion process and does not advise or negotiate for either side.

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