How is a life insurance policy valued?
A. The primary factors in valuing a policy are the premium payments to keep the policy in force and the life expectancy of the insured. Secondary factors include the face amount, carrier and financial rating, type of product and the state of ownership. These secondary factors generally impact the number of investors that are actively pricing and bidding for a policy. Avanzar Financial Group, LLC can significantly enhance the policy value by increasing the number of investors bidding on a policy. In addition, Avanzar works to optimize premium streams and identify product features to investors which can increase value as well.
