How is a Java based QuickBank application different from other SMS based mobile banking services?
Although there are many protocols are being used for mobile banking – HTML, WAP, SOAP, XML, Java ME to name a few- there is a lack of common technology and interoperability at the moment. Interoperability is largely dependent on the banks themselves, where installed applications (Java based or native) provide better security, are easier to use and allow development of more complex capabilities similar to those of Internet banking. SMS can provide the basics but becomes difficult to operate with more complex transactions.
