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How is a default judgement due process of law?

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How is a default judgement due process of law?

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I did not know that I had a judgement against me until I began getting solicitation from lawyers offering bankrupsy and finally a non-certified letter with a copy of a garnishment summon sent to my employer. I immediately filed a traverse and to date the garnishment has continued 5 months without a hearing scheduled. one year ago I received a summons from a scavenger debt collector and responded right away. I immediately went to the clerk of court to obtain forms and was told that there were none, to just write a letter. I sent a certified letter to the plaintiff’s attorney, however did not file it in court also. I thought that I responded correctly. I waited for a hearing and none came until the garnishment one year later. How is that due process of law when I receive nothing telling me a default judgement was decided? This is just one step that scavenger collectors want and to me that is not due process because everyone should receive notification that a default has been issued.

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