How important is a diamond certificate? Does it replace an appraisal?
An appraisal describes (grades) the diamond, and describes the setting (metal type, mounting, etc.), and gives a valuation. A diamond certificate (also called a diamond report) grades the stone. A certificate does not describe the setting and it does not give valuation, so it’s not a substitute for an appraisal. However, a certificate from a reliable laboratory serves as authoritative verification of the qualities of the gem, and it is a highly recommended document for insuring high-value jewelry.
