How easy is it getting approved for a sofa from dfs?
You say that you do not have a good credit history. Are you sure you can make a commitment every month for the next 36 months. If you miss a payment they hit you with a massive interest chance, read the small print carefully. There is no such thing as 0% credit. The credit company has to make a living some how, for example: Sofa costs £500 it is really only worth £250, dfs sell the sofa to the credit company for £350 they give you “interest free” credit for £500 and make £150 profit from you. If you can save up and go back next year and offer cash you will get a much better deal.
