How does Uniting Financial Services assess the missional value of projects applying for a loan? How is this different to the assessment criteria used by a bank?
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After more than 80 years in servicing the financial needs of Uniting Church organisations, Uniting Financial Services has a strong understanding of church mission. Our role is to support the delivery of mission and projects with professional funds management and financial products and services. Uniting Financial Services is committed to behaving in the best interests of Uniting Church organisations. Our commitment to church mission is tempered with responsible lending practices, and all applications for loans are assessed on their financial capacity as much as their purpose. This is to ensure that church organisations are not placing themselves at financial risk and can comfortably afford to repay a loan. Financial statements including UR2s are used to make these assessments, however in contrast to other financial institutions, in some rare instances other income may be taken into consideration. It is important that every loan application is assessed individually. Our Relationship Team
