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How does Umpqua Bank determine if they will lend money? If I send a customer to Umpqua Bank, what are the chances they’ll be approved?

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How does Umpqua Bank determine if they will lend money? If I send a customer to Umpqua Bank, what are the chances they’ll be approved?

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Umpqua Bank reviews each application thoroughly, analyzing the borrower’s creditworthiness, ability to repay and collateral value (when applicable).

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