How does TILA help someone who IS NOT current in the payments?
The key differences between a borrower who is current in their mortgage payment and someone who is not current, is the urgency of the situation and the amount of work involved. Our approach is the same: we audit the loan paperwork and we work with you to communicate to the lender that there are violations. If you are in an urgent situation, it may require that you skip the letter writing portion of the communication and jump straight into an existing foreclosure lawsuit or bankruptcy action. However, everything you do rests upon the audit of the paperwork and the violations of the consumer protection laws.
