How does the XL Card differ from a credit or bank debit card?
XL Prepaid Visa is a prepaid card and you spend only the amount of funds you place on your card. No bank account is needed and no credit checks required. It works like a credit card and can be used at ATMs and retail stores worldwide, but with no interest. You are in control of your spending. It also helps protect against identity theft and fraud because it is not linked to a bank account.