How does the Soldiers’ and Sailors’ Civil Relief Act (SSCRA) protect me during active duty?
The SSCRA was established by Congress to provide a break from certain civil responsibilities for members of the military, reserve, and the National Guard. The Act has been in place since the Civil War in one form or another. The creators’ intention was to allow active military to focus all attention on their military duty by providing financial relief. The Act can help beneficiaries save money and prevent legal action. SSCRA Benefits of the Act include: • A cap of 6% annual interest may be collected on all debts (credit card debt, mortgages, car loans, and other debts) incurred the prior to the commencement of active duty and also during the period of active military service. • Eviction protection for dependents, if the rent is $2,400 or less per month. • Delay of any civil court litigation or action (bankruptcy, foreclosure, and divorce proceedings). If notice of legal proceeding is received, you should contact the military unit or installation legal offices immediately. • A new provi
