How does the rising cost of healthcare in the U.S. affect artists?
The majority of Americans with insurance obtain it through their employer. As costs go up, more and more employers are no longer offering group coverage to employees. The smaller the employer, the more likely they are to drop coverage. Most artists who do obtain coverage from an employer work for small, community-based organizations — typically non-profit — and are at high-risk of their employer dropping coverage. For those artists obtaining coverage on the individual market, rising costs are passed directly on to them rather than a portion being absorbed by an employer.
The majority of Americans with insurance obtain it through their employer. As costs go up, more and more employers are no longer offering group coverage to employees. The smaller the employer, the more likely they are to drop coverage. Most artists who do obtain coverage from an employer work for small, community-based organizations—typically non-profit—and are at high-risk of their employer dropping coverage. For those artists obtaining coverage on the individual market, rising costs are passed directly on to them rather than a portion being absorbed by an employer.
