How does the preexisting condition exclusion apply if an applicant has had prior coverage with another Blue plan?
Applicants coming from another Blue plan may qualify for a Blue-to-Blue transfer that would allow them to reduce or waive the waiting period for a preexisting condition. The applicant must have or have had prior health coverage with a Blue Cross® or Blue Shield® plan that has been in force for up to 12 months without a break in coverage prior to the requested effective date of the current application. The applicant may receive credit for each month of prior coverage up to the entire exclusion period of 12 months.
Related Questions
- I changed employment and my new group health plan imposes a preexisting condition exclusion period. How does my new plan determine the length of my preexisting condition exclusion period?
- My employer has a waiting period for enrollment in the plan. How does this relate to the preexisting condition exclusion period?
- How does HIPAA limit the preexisting conditions that can be excluded from coverage under a preexisting condition exclusion?
