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How does the Member Privilege service work?

privilege service
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How does the Member Privilege service work?

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Member Privilege is a courtesy pay product designed to protect members from the additional charges associated with an account overdrawn due to an ACH, ATM or Visa Check Card transaction (withdrawal, point-of-sale purchase or debit), or by writing a check or draft. It may provide you with a safety net up to $600, including our non-sufficient funds (NSF) fee that may protect you if you overdraw your account. The only time a fee is incurred is when the Privilege is actually used. At that time, a Member Privilege fee of $30.00 per item will be applied. Members do not have to sign anything to get this service, and there are not any fees aside from the normal NSF fee for each item overdrawn. The limit will not be included in your balance provided by a teller, at the ATM or through Internet Banking or Audio Response Teller (ART). Please be aware that if you overdraw your checking account due to an ACH, ATM (withdrawal, point-of-sale purchases or debit), Visa Check Card (withdrawal, point-of-

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