How does the LaCHIP Affordable Plan differ from the Family Opportunity Act?
The Family Opportunity Act (FOA) covers children who meet the childhood disability definition. FOA enrollees are responsible for a monthly premium, but do not owe any co‐payments or deductibles. The LaCHIP Affordable Plan covers all children who fall within the income guidelines. Disability is not a factor for the LaCHIP Affordable Plan. Although both programs require a monthly premium, the LaCHIP Affordable Plan requires the premium to be paid before coverage will begin. A child enrolled in FOA can get services before the first premium is paid. Also, FOA recipients have more flexibility with past due premiums. Missing a premium for the LaCHIP Affordable Plan will result in termination of benefits and you will have to reapply.
Related Questions
- Is the CTG FOA the first granting opportunity of the Affordable Care Act? Were community transformation grants awarded previously, in 2010?
- Does the Affordable Care Act restrict the annual coverage limits an employer’s plan can impose per employee?
- How does the LaCHIP Affordable Plan differ from the Family Opportunity Act?
