How does the InCharge Debt Management Program work?
The InCharge Debt Management Program offers a convenient plan for paying off debts and regaining financial stability. Our counselors help you develop a budget and then work with your creditors to obtain lower payments, reduced interest rates and/or waived fees. Once an affordable payment plan has been established, you make one monthly payment to InCharge. InCharge then disburses payments directly to your creditors. It’s that easy. Payments are made on-time, every time, as long as you do your part and make your one low monthly payment to InCharge on-time!