How does the HMO Blue Plan work?
With the HMO Blue Plan, you choose a primary care provider (PCP) from our large statewide provider network. Your PCP will be responsible for coordinating all of your health care and will be the physician who comes to know you and your health care needs the best. You must choose a PCP when you enroll. The PCP/patient relationship is one of the most important aspects of the HMO plan. Predictable copayments are another important feature of HMO plans. A copayment is the amount you pay for most kinds of health care services. Check your Summary of Benefits for your copayment amounts. You do not have to meet a deductible and do not have to fill out claim forms when visiting participating providers.
