How does the Healthy Families Program differ from individual and family plans?
One key difference is in how the plans are designed and administered. Healthy Families is a program provided by the State of California in which the cost of the plan is subsidized by the state. Members participate in the cost sharing at a reduced rate. Blue Shield is a participant in the program, but plan benefits are standardized by the State of California. Individual and family plans are designed and administered by Blue Shield, and plan members are fully responsible for the cost of coverage.
