How Does the Health Care Reform Act Impact EBF Coverage for My Dependent Child?
The federal health care reform act required employers and insurers to implement many changes in health care benefits and eligibility for coverage. One provision of the Act permitted adult children to remain on their parent’s health plan until age 26. A provision of New York state law extended that even further. Dental and Vision benefits are not affected by the changes in the Federal Law. The CSEA EBF plan provides coverage for dependent children from age 19 to age 25 if the child remains in full time student status. The EBF requires that current proof of student status be provided annually in order to qualify for benefits.