How does the FICO Mortgage Response Analyzer work?
To help a lender or servicer identify the optimal outreach strategy for individual borrowers, the FICO Mortgage Response Analyzer brings together FICO analytics, credit bureau data, FICO scores, a lender’s own master file information on loan holders, and information from the loan portfolio. After the initial outreach strategy has been implemented, the resulting new response data is added to the FICO Mortgage Response Analyzer to re-assess and adapt the strategy for continuous improvement in response rates.