How does the family copay maximum work?
The family copay maximum is similar to the family deductible maximum in that: • No individual family member pays more copays than the $1,000 individual maximum; • no individual can count more than $1,000 in copays toward the $3,000 family copay maximum; • any number of individuals in the family can contribute toward the family copay maximum; and • the copay maximum is on an annual basis; however, there is no carry-over provision to the following year.
