How does the Fair Credit Reporting Act (FCRA) apply to background screening?
The FCRA is the federal governing act applicable to all background searches, not just credit reports. It defines permissible purposes, ways in which information is handled, what procedures and documents must be used, and course of adverse action. The purpose is to protect the rights and privacy of applicants; violations may result in legal ramifications. Additional information can be obtained at http://www.ftc.gov/os/statutes/fcrajump.htm.
