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How does the change in preexisting condition exclusions affect the coverage I offer my employees?

April 26, 2017affect condition coverage employees exclusions Offer preexisting

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How does the change in preexisting condition exclusions affect the coverage I offer my employees?

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If you currently offer coverage, there is no change now in how preexisting conditions are handled, except for children: Preexisting condition exclusions are prohibited for children effective September 2010, although some insurers may make this change immediately. Beginning in 2014, qualified health plans will no longer be able to deny coverage or charge a different premium based on preexisting conditions, health status or claims history.